According to the article “Free travel insurance will not save you money!”, there is a good possibility these grand offers are full of hot air! Unless you plan to travel around in a big helium filled balloon, you ought to look for ‘proper’ insurance cover or you will come down to earth with a big bang!
The problem with this type of insurance is that it is commonly vague on what you are covered for and you will often need a magnifying glass to read the small print. What is often the case, is that free insurance is so limited such as travel accident insurance where you are only covered in the event of an accident while travelling and not the moment you disembark your bus, train or plane.
Take my advice, steer clear of all these offers of free insurance, it will cost you more in the long run!